Furnace Repair Costs

QUESTION:

My house is currently 35 years old, and it has an oil furnace with baseboard hot water heat. I think my current heater is a Columbia brand. I just got it serviced and it is running at about 75% efficiency. The service tech suggested that it might be time to get a new one. Also I have a separate central air system from Trane which is also about the same age. There is an outdoor unit and something up in the attic too. The outdoor unit is rusting quite a bit, but it still works fine. The last time I had someone come out to service it, they also suggested getting a new one soon. These are obviously big ticket items. I'd like to replace both with quality systems, but want to save however I can. Is there any way I can order a good system myself, get it delivered, and then hire someone to install to save some cash on this? Any other suggestions on getting a good deal for these?

ANSWER:

Most guys in the trade just totally hate people like you. Why? Because cheap folks like you typically want the technician to use all his years of experience to tell you makes, models, size, and so on. And then you go out and try to save a buck, and expect him to use his years of experience to install it.
If you proceed, please expect a couple things. First, don't ask your installer for any technical details. Size, etc. Second, expect the install to cost a heck of a lot more. Cause you'll pay a house call each time he has to come out to the house. You'll (from lack of experience) end up not buying a bunch of important parts. Since you're supplying the parts, you can expect him to have to come back four or five times, as you try to track down parts.
You won't get any warranty from the installer. So, in a couple years (or weeks) when the system breaks, you'll have to pay the guy to come out and pull out the bad part. That is, if he's willing to diagnose what is wrong. Diagnosis costs extra. Then you can be without heat or AC as the case may be. For a couple days while you get the part. And then a couple days while you schedule the install.


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